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Terms and Conditions

These Terms and Conditions ("Terms") govern your access to and use of the Global Market website and any related services (collectively, the "Service"). By accessing or using the Service, you agree to be bound by these Terms. If you do not agree, please do not use the Service.

This is a general template provided for informational purposes only and does not constitute legal advice. It should be reviewed and adapted by a qualified professional before use, and updated to reflect the specific facts, jurisdiction, and regulatory requirements applicable to Global Market.

1. Acceptance of Terms

By creating an account, subscribing, or otherwise using the Service, you confirm that you are at least 18 years old (or the age of majority in your jurisdiction) and that you have the legal capacity to enter into these Terms. If you use the Service on behalf of an organisation, you represent that you have the authority to bind that organisation to these Terms.

2. Description of the Service

Global Market provides AI-guided analysis, educational content, and tools intended to support investment research and decision-making. The Service is provided for informational and educational purposes only and does not constitute financial, investment, tax, or legal advice. Any outputs, insights, or recommendations generated by the Service are based on data and models that may be incomplete, delayed, or inaccurate.

3. No Investment Advice

Nothing on the Service should be construed as a personal recommendation to buy, sell, or hold any financial instrument. You are solely responsible for your own investment decisions. The value of investments can fall as well as rise, and you may get back less than you invested. Past performance is not a reliable indicator of future results. You should seek independent financial advice before making any investment decision.

4. Accounts and Registration

To access certain features, you may be required to register for an account and provide accurate, current, and complete information. You are responsible for maintaining the confidentiality of your account credentials and for all activity that occurs under your account. You agree to notify Global Market promptly of any unauthorised use of your account.

5. Subscription, Fees, and Payment

Certain features of the Service may require payment of fees. Where applicable, fees, billing cycles, and cancellation terms will be presented to you at the point of purchase. Unless otherwise stated, fees are non-refundable except where required by applicable law. Global Market reserves the right to change pricing with reasonable prior notice.

6. Acceptable Use

You agree not to misuse the Service. This includes, without limitation, agreeing not to:

  • Use the Service for any unlawful purpose or in violation of any applicable regulation.
  • Attempt to gain unauthorised access to the Service, its systems, or related networks.
  • Reverse engineer, decompile, or attempt to extract the source code of any part of the Service.
  • Reproduce, resell, or redistribute content or outputs from the Service without prior written consent.
  • Interfere with or disrupt the integrity or performance of the Service.

7. Intellectual Property

All content, features, and functionality of the Service, including text, graphics, logos, and software, are the property of Global Market or its licensors and are protected by applicable intellectual property laws. Except as expressly permitted, no part of the Service may be copied, modified, or distributed without prior written permission.

8. Third-Party Links and Services

The Service may contain links to third-party websites or integrate with third-party services. Global Market does not control and is not responsible for the content, accuracy, or practices of any third-party sites or services. Your use of such third-party services is at your own risk and subject to their own terms.

9. Disclaimers

The Service is provided on an "as is" and "as available" basis without warranties of any kind, whether express or implied, including but not limited to warranties of merchantability, fitness for a particular purpose, non-infringement, or accuracy of content. Global Market does not warrant that the Service will be uninterrupted, error-free, or free of harmful components.

10. Limitation of Liability

To the maximum extent permitted by applicable law, Global Market and its affiliates, officers, employees, and agents shall not be liable for any indirect, incidental, special, consequential, or punitive damages, or any loss of profits, revenue, data, or goodwill, arising out of or related to your use of, or inability to use, the Service, even if advised of the possibility of such damages. Nothing in these Terms shall exclude or limit liability that cannot be excluded or limited under applicable law.

11. Indemnification

You agree to indemnify and hold harmless Global Market and its affiliates from any claims, liabilities, damages, losses, and expenses, including reasonable legal fees, arising out of or in any way connected with your access to or use of the Service, or your violation of these Terms.

12. Termination

Global Market may suspend or terminate your access to the Service at any time, with or without notice, if you breach these Terms or engage in conduct that Global Market deems harmful to the Service or other users. You may stop using the Service and, where applicable, cancel your account at any time.

13. Changes to the Service and Terms

Global Market reserves the right to modify, suspend, or discontinue any part of the Service at any time. We may also update these Terms from time to time. Material changes will be indicated by updating the "last updated" date below. Continued use of the Service after changes take effect constitutes acceptance of the revised Terms.

14. Governing Law

These Terms shall be governed by and construed in accordance with the laws applicable in the jurisdiction in which Global Market operates, without regard to conflict of law principles. This section is a placeholder and should be updated to specify the correct governing jurisdiction.

15. Severability

If any provision of these Terms is found to be invalid or unenforceable, the remaining provisions shall remain in full force and effect, and the invalid or unenforceable provision shall be deemed modified to the minimum extent necessary to make it enforceable.

16. Contact

Questions about these Terms should be directed through the contact channels provided elsewhere on the Global Market website.

Last updated: This document is a general template and should be dated and reviewed prior to publication.